The Cog Railway is the steepest track in the United States. Concord is the third-largest city in New Hampshire and one of the best places to live in the state. MORE: Secondly, there's housing. Blueberries, check. Like I said earlier, younger generations arent exactly moving to New Hampshire in droves. Both my husband and I work from home, so we had a lot of flexibility in deciding where to live. The more than 2,500-acre Lake Massabesic in the heart of Manchester is a popular spot for picnicking, boating and hiking. The cost of healthcare is also lower than the national average by about 12 percent. Strawberries, check. I am not entirely retired, but my husband is. Patio Home Pros And Cons. 4. Since there are strict regulations on what can be built thanks to the presence of Historic District Commissions, the way of life that you find here receives a significant amount of protection. Healthcare System is Great. Going on a European excursion and need to fly out of a decent airport? Cons:. If you own a small three-bedroom home near the University of New Hampshire, then you could pay upwards of $7,000 each year. Disconnect and recharge in the rolling hills of the Pennsylvania countryside with these downright charming cabins. And if you head to Hillsborough youll come across the homestead of 14th president Franklin Pierce. It's time to get away from your daily Zoom meetings and stress cleaning with a weekend spent glamping in New York state. There are quaint towns and beautiful vistas throughout this particular region, and some tiny lakes so small they dont even bother giving them names. Pros 1. Some winter days just above freezing can have high humidity, and the chill goes right through to your bones. The Strawberry Banke Museum in Portsmouth houses original buildings from the citys first settlement. Crime Rates are Low. It is much cheaper to establish a residency here, especially if this state with be your primary home. When you live here, then you are within an hours drive to the beach, the mountains, or Boston unless you live close to the Canadian border. One of the strange laws you will find in New Hampshire is that it is illegal to take seaweed from the beach. Heck, we can even get to Canada pretty easily and Quebec is awesome. The cons are that property taxes are higher, and there is a lack of solid public transportation so if you don't drive, this may be an issue. Not all schools have new books for the students. 7. The State of Colorado requires 16 hours of face-to face training for all families adopting domestically. The highest temperature reaches 80 degrees in July, and the lowest temperature is around 9 degrees in January. High Quality of Life is in New Hampshire. The state motto is Live Free or Die, which creates a group of independent and determined people. Although the coast along the Atlantic Ocean is somewhat limited because of the states location, it is still quite gorgeous. State Farm has the cheapest renters insurance quotes in New Hampshire. The pros and cons of NH for you are that you'll need to focus on Southern New Hampshire. 5. Follow along on her adventures with her son on Instagram or check outher website. Concord is the states capital, and it has period architecture and a vast number of shops. If you're thinking about moving to New Hampshire or just have questions about this beautiful state, I'd be more than happy to help! Id be remiss if I didnt start out my pro list with the mountains that make New Hampshire The Granite State. The White Mountains got their name from the white rocks (which are granite) that cover the states high peaks. It is one of only four states in the U.S. which provides this benefit, with the others being Oregon, Montana, and Delaware. The lack of seasons. Serious hikers will find more challenging hikes within a two-hour drive. This structure also means that there are no taxes on your retirement income. Live free or die is New Hampshires motto and Ive seen firsthand what that means. In addition, it has been a center for shoemaking, paper making, and textiles since its establishment as one of the first colonies. What led me to make living in New Hampshire a permanent choice are the plentiful outdoor spaces that continue to amaze me year after year. Seriously, theres no sales tax. Autumn in New England is colorful primarily due to the regions trees. Nashua is a small town in New Hampshire that routinely ranks as one of the most racially diverse places to live. Cons: Traffic Can Be a Challenge. The state doesnt have anything super-special restaurant-wise, and it isnt known for any special foods or dishes unlike nearby Maine, where you find the best lobster rolls and whoopie pies in the nation (and Vermont, where the maple-syrup-flavored everything is amazing.). ), Why Is Newport Beach So Expensive? Public schools rank incredibly high with the education they provide. There are tours of the infamous Anheuser-Busch brewery. Pease Air Force Base closed near Portsmouth in 1991, but it was redeveloped into a zone that supports high-tech companies today that are working to boost real estate prices and the health of the local economy. There is a gallery and studio for those who love crafting. You should move there with that thought in mind. The property tax in New Hampshire is higher than in some of the surrounding states, like Maine. It doesnt have a general sales tax either. The people want to know more about you before they socialize with you. However, if you do not want to get involved with politics, this may not be the best place for you. This may be in your wheelhouse and perfect for you. If you came to New Hampshire for good food, you made a huge mistake. Pro #2: Exploring New England's coastal cities. If you are thinking about living in New Hampshire, then here are some of the pros and cons you might wish to consider. There are approximately 1.4 million people in New Hampshire, and more people move in regularly. Living in New Hampshire means youll never be hurting for educational places to go. There are numerous communities in the north where you can find a property for $50,000 or less. The landscape allows you to experience skiing and beach activities all in the same state. The real-estate tax rate is the third-highest in the US. Maryville has a yearly crime rate of 25.39 per 1,000 residents. Recent studies show New Hampshire to be 94 percent white. On top of that, theres no state income tax, either. Know what youre doing. Income Tax: 5%. If you can manage your property taxes, which are higher than Maines, then you can typically enjoy what life has to offer in this somewhat rural state. If you enjoy having some bubble tea, eating some pad-thai, or finding a fun new cultural offering, then your best bet is to take a road trip into Boston. Within 10-50 miles from an airport. There might be no sales tax, but there are high property taxes. You still get to take advantage of everything that is in the city without dealing with the expenses of living there on a full-time basis. The Atlantic Ocean is the world's second-largest ocean, covering about 20% of Earth's surface. Her bylines include The Denver Post, 5280 magazine, VeryWellFamily, Matador Network, and was an expert on NPRs The Takeaway for her work on the wildfires in Colorado. Yes, its rainy in the fall and humid in the summer, but I love it. Other than those cities, all you are most likely to find is a local bar. We require that this is completed prior to the placement of a child in your home. This has led to congestion, especially during rush hour. Hampton Beach even has a casino and a venue where they host shows and concerts. New Hampshire only taxes interest and dividends income. Two prominent and prestigious institutions for education are located here. I live on two acres of land covered in trees and full of wildlife. This area also includes the states largest waterbody, Lake Winnipesaukee. The town's crime rate is around half the national average, making it a safe place to live. 1. Recently, tech has become another prominent force with computer and software development making a big splash in the state. This also means that there are a lot of mosquitoes and ticks. That means youll likely need to purchase a vehicle to manage your transportation needs when living in New Hampshire unless you can live and work in the same area in one of the towns. This 9,000-square-mile, 6-million-acre region provides waterfall and gorge hiking aplenty, with options for every skill level. Pros for New Hampshire: Highest household income, appox $76,000 Lowest Poverty Rates at 7.0% The cost of living in New Hampshire is also lower, but youll need to find a way to live within your means if youre used to having some extra cash every month. You are not going to find any trains available for daily use when you start living in New Hampshire. And with rent in New Jersey being dramatically lower, many who work in NYC live in The Garden State and commute daily. There are low crime levels throughout New Hampshire. While the unemployment rate is quite low in the state, there is also a prevalence of underemployment. Commuting allows a person to work in a big city but live in a small town. Living in New Hampshire - What is it like - Pros and Cons By Jackie From sea coasts to mountains, to rivers and lakes, this state has it all. If you want to take the train to access the rest of New England, then youll need to connect with the Amtrak system in Boston. You get all four seasons complete. You will need to get used to the patterns to ensure you stay outside of those driving windows when running your errands. Related read: Top 9 Things to do in North Conway, New Hampshire. The beach has white sand, and you can swim and wade in the water. You can learn more about our editorial policies, 7 Magical Treehouse Rentals in New Hampshire, The Best Time of Year to Visit New Hampshire, 8 Epic Camping Spots in White Mountain National Forest, 10 of the Best Romantic Getaways in New Hampshire, Top 10 East Coast Vacation Spots You Never Considered (But Should! Rent is affordable as well. If you enjoy skiing, rock climbing, camping, snowboarding, and other winter-related sports, moving to New Hampshire is right for you. The worst weather takes place on one of the most beautiful and prominent mountains in the northeast: Mount Washington. Beautiful scenery Overall, New Hampshire is a fairly affordable state, but there are some areas where living costs are higher than the national average. You will find yourself spending more time outside, the kids can play in the neighborhood, and the world seems to shrink and get a bit smaller. Its nice to have pieces of New Englands history and just some funky finds in our own home. One of the biggest perks of living in Washington state is the dreamy summer weather. Rates are based on . The state motto is live free or die so take what you will from that. Some of these employers include UPS, Fidelity, Oracle, and BAE Systems. How annoying is it to get to the register and realize you have an extra sales tax that you didnt account for? The average annual mortgage payment in the community is just $4,200 as well. High property tax. Thats added money in your pocket to spend on more stuff if New Hampshire is your primary residence. There are quite a few things you can do in New Hampshire to satisfy the adventurous side within you. You will have very few days where there are any ozone alerts because the quality of the air is so good. Retiring in New Hampshire (Pros and Cons) Written by Kris Peter in Retirement New Hampshire, The Granite State, boasts of its natural beauty and scenic landscapes. The property crime rate in New Hampshire is just 13.94 incidents per 1,000 people, which is also more than 50% lower than the U.S. national average of 27.11. Low crime rates. If poetry is more your thing, you can visit the homestead and farm of Robert Frost in Derry. If you look at them all together, it probably all balances out. You will find the same charm in New Hampshire as you do in all of the other New England states when you step outside of the city environment. There may be some other weather events that you will find in the state. Curated by. This state is perfect for small town and rural lifestyles. Its both freeing to be able to go wherever you want, and a bit of a burden to always have to drive yourself to go anywhere. 2. There are some great places to live here, where diversity is present, and the towns are still quiet. To resolve this problem, many people in New England are starting home-based businesses. 10 Pros And Cons Of Living In New Hampshire. Economists consider different cities in different countries and then they observe the cost of some goods people need to be able to live an average life. If youre not a fan of snow or dont do well in the cold, then living in New Hampshire will be a miserable experience. Poor Infrastructure is Poor in New Hampshire: 3. New Hampshire is also the Granite State because of the extensive formations that are found there, leading to the development of quarries and several job opportunities. If you do not have a job lined up but are considering a move to New Hampshire, you might want to make sure a job is available. This may be a shock to readers who think of New England as cold and breezy, but its true. The downside to this is you have to pay Bostons income tax. It has old cities and historic towns all for you to explore. The housing market in New Hampshire is incredibly tight. There are pros and cons to living in New Hampshire, the pros being lack of sales tax and state income tax.. Fortunately, antique and thrift shops dominate the states downtown areas. Perfect place for history lovers If you are a history buff, you will adore living in Portsmouth, as nearly every street has some sort of historic scene. New Hampshire also has one of the best healthcare plans, which becomes more important as you get older. But New Hampshire isnt all sunshine and butterflies. . Thats another reason why some families settle across the border and then commute to Boston. I was so excited to get back to the four seasons, each with their distinct qualities. Much of the technology lag can be blamed on the old architecture located throughout the state. While it is strange to say that low unemployment is a bad thing, it can be. There may only be one true grocery store per town. New Hampshire is my permanent home now after living in a flurry of other states and countries. You should expect to have to put in many offers before you are able to purchase your home. The residents of Berlin pay an average of $4,200 annually for their mortgage. There is a railway that can take you to the top point of the mountain. If you like the idea of an independent curriculum that encourages thought and questions instead of lightly disguised propaganda, then you will enjoy what the schools in New Hampshire can provide for you and your family. Hanover is home to New Hampshires only ivy league school (Dartmouth) and beautiful public spaces, and Meredith is the heart of the states Lakes Region and offers some great shopping, including Mills Falls Market. New Hampshire has the second-highest percentage of property tax across the US. If you have enough wealth, you can take advantage of the seacoast placement throughout the year. It is in an area called New England, which includes Maine, Vermont, Massachusetts, and Maine. Many people work in Boston because they are paid higher salaries, but they commute from New Hampshire. Outdoor living space: Patio homes often come with private outdoor living space, such as a patio or small yard, which can be ideal for entertaining or enjoying the outdoors. So many of our favorite trinkets in our home have come from some of those shopping expeditions. And its a simple answer. Unemployment levels can be challenging when living in New Hampshire. 4. Pros and Cons of Senior Living in New Hampshire New Hampshire seniors, especially those who are looking to move from another state, should be mindful of a few things when choosing senior living communities in New Hampshire: Cost of Living - New Hampshire has a higher cost of living than the nationwide average. Time well spent reading this information>, Your email address will not be published. We zeroed in on New Hampshire because of the proximity to mountains and ocean as well as good schools. New Hampshire is the state for those people because the rate of crime is low. Although the rate is similar to what you will find in New York and some other New England states, it can take a high income level to pay for this expense if you are using your mortgage payments to manage your taxes. Finding a different job may not always be a bad thing. There are some public schools that have been closed recently because the building has not been well kept. There is a bus system in Concord and Manchester, but it does not go any further. There are places where you can access the ocean for swimming if that piques your interest, but the water does stay cold all year long. The independent nature of the environment means that people might lean to the left or right politically, but they always look for ways to improve their local community. The blue-line American flags and signs that say profanities about our latest democratic president have left a bad taste in my mouth. You could also consider living in the northern part of the state where the cost of rent is going to be lower. New Hampshire is a New England state located in the northeastern United States. I know what youre thinking: why is bad weather a perk of living in New Hampshire? New Hampshire has a beauty that is uniquely its own. My top 10 living in Portsmouth pros and cons include: Amazing waterfront area Charming downtown Family-friendly No income or sales taxes Access to regional attractions High cost of living Excessive real estate taxes Taxes on investment income Limited diversity Unavoidable winter weather We will get into each of these points in a moment. (Top 10 Reasons), Why Is Cancn So Expensive? Anything above Concord won't cut it for you. There are houses available along the coast ranging in price from $300,000 to $900,000. You are going to find that the people of New Hampshire are really friendly. The state has the second-highest rate in the nation when you look at the levies that are in place. Thats why home-based work is one of the fastest-growing sectors of employment in the state right now, since you can earn what youre worth without the local cost-adjustments that reduce the value of your labor. It is no secret that you can buy a house much more cheaply in New Hampshire than in the neighboring states. New Hampshire is one of the smallest states in the U.S., bordered by the Atlantic Ocean and Maine to the East, Vermont to the West, and Massachusetts to the south. It is truly a beautiful state, not just because of the landscape but because its residents really care for it. Seen in: New England, New Hampshire, Northeast. So, a decision to move is not one you should make lightly. You are going to be dealing with high levels of traffic in the summer. Portsmouth offers colonial homes and a waterfront landscape. These hikes in New Hampshire's White Mountains are some of the best in all of New England, offering up mountain views, forested pathways, and more. If you love skiing, then Mount Washington is the place to be. New Hampshire has it all when it comes to landscape. Maryville is a safe place to live in. Although the northern part of the state tends to be rural and focus on small-town life, you will find that there is a heavy emphasis on commercialized development in the southern part of the state. Some of my favorite places to see the colors are Mount Willard (a well-known hike, so dont expect solitude) and the drive along the Kancamagus Highway (known as the Kank to the locals). Property is much easier to afford when you live in New Hampshire because there is no sales tax to worry about. While New Hampshire is known for its rural and town life, there is a fair amount of commercial development. The traditional means of revenue are still happening in the state as well. In New Hampshire, winter lasts a long time. Living In NH 961 subscribers On this episode of Coop Knows NH I am going to highlight some of the pros and cons of living here in this beautiful state of New Hampshire.. The Granite State has numerous quintessential New England towns with cobblestone walkways, covered bridges, and antique shops. Portsmouth is home to a wealth of museums that detail the history of the city and its inhabitants. Here is how New Hampshire scores for the cost of living in each specific category: Groceries: 99.7. There is no personal income tax at the state or local level other than dividends or interest. Here are some brief points on living in New Hampshire: Pros of living in New Hampshire: No state income tax or sales tax You will find snowmobile trails, ski resorts, and hiking among all the activities you can experience. You may be able to find some options in the larger cities of Portsmouth and Manchester. Every U.S. citizen is responsible for paying federal income tax, and some taxpayers also must pay a separate state income tax. The Portsmouth Naval Shipyard, which is actually in Maine where it sits across the harbor, continues to anchor the community and the indirect jobs it produces. If you are used to an area that is bustling at all hours, this may be difficult for you to get used to. Another 30% or so will go to your mortgage, and then youve got the percentage to the other state to factor in as well. The opioid crisis has hit New Hampshire very hard. Best Cities For Outdoor Living In 2023 Healthiest Counties In America 2023 Dwellics is a personalized recommendation engine helping people rank over 60,000 cities in America and find the best locations to live based on their preferences across 100+ metrics and hundreds of thousand unique data facts. Mountains are beautiful but demanding. No sales tax. There are several significant employers present in New Hampshire. Thirdly, you have to consider healthcare. Get ready for lots of flannel, a weird obsession with ice cream, and a boatload of fun. Routinely ranks as one of the most racially diverse places to live the national average by 12... The register and realize you have enough wealth, you can buy a house much cheaply! That low unemployment is a fair amount of commercial development people want to involved! Area also includes the states location, it can be lower, many who work in a town... England as cold and breezy, but I love it 25.39 per 1,000 residents their. Nashua is a fair amount of commercial development quintessential New England & # x27 ; s.! Can swim and wade in the northeast: Mount Washington a gallery and studio for who. 16 pros and cons of living in new hampshire of face-to face training for all families adopting domestically to live state... 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